Are you due compensation?

If you settled your earthquake damage claim with Southern Response before 1 October 2014, you are likely to:

• have been underpaid by approximately 20%; and

• be entitled to a further payment from Southern Response of approximately 20% plus interest.

How to make a claim

Anthony Harper is providing legal services for a fixed fee of $2,500 plus GST, under their terms of engagement. Southern Response will reimburse you for $2,000 of that fee, the net cost to you, once you receive the reimbursement, will be just $875. There is no fee if you are not eligible.

Step 1. Claim Details

Email us at sr@ah.co.nz, and include the following documents if you have them:

• Settlement Agreement with Southern Response; and

• Arrow International's final costed Details Repair/Rebuild Analysis (DRA).

Step 2. Legal Advice

Anthony Harper will provide you with legal advice on your claim against Southern Response. The claim is against Southern Response arising from its misleading and deceptive conduct where it provided you with an incomplete DRA on which your settlement was based. We will:

• Manage your claim – from registration to payment by Southern Response to you

• Advise on your right to claim outside the compensation package

• Calculate what is owed to you under the compensation package, and check Southern Response's calculations

• Advise you on the effect of Southern Response's requirement you sign a new Settlement Agreement, and advise on the terms of the Agreement

• Answer any queries you have about your options, the compensation package and the settlement.

Step 3. Settlement

With your authorisation, Anthony Harper will submit a claim on your behalf to Southern Response. Anthony Harper will invoice* you on settlement of your claim against Southern Response.

* Anthony Harper is providing legal services for a fixed fee of $2,500 plus GST, under their terms of engagement. Southern Response will reimburse you for $2,000 of that fee, the net cost to you, once you receive the reimbursement, will be just $875. There is no fee from Anthony Harper if you are not eligible.

Why seek independent legal advice from Anthony Harper on your compensation claim?

Following our success for Karl and Ali Dodds, we have so far represented more than 500 homeowners in individual compensation claims.

Anthony Harper has been representing property owners with earthquake claims since 2010. We are trusted and independent advisers.

We will:

• Manage your claim – from registration to payment by Southern Response to you

• Advise on your right to claim outside the compensation package

• Calculate what is owed to you under the compensation package, and check Southern Response's calculations

• Advise you on the effect of Southern Response's requirement you sign a new Settlement Agreement, and advise on the terms of the Agreement

• Answer any queries you have about your options, the compensation package and the settlement.

Background

In August 2019, the High Court found Southern Response had engaged in misleading and deceptive conduct. Peter Woods of Anthony Harper, acting for Karl and Alison Dodds, established that Southern Response had misrepresented their insurance entitlements.

The insurer had produced two differing detailed repair/rebuild assessments, or DRAs, which scoped the costs of rebuilding or repairing their home. However Southern Response only showed the Dodds one DRA which did not include some costs they were entitled to under their insurance policy.

In September 2020 the Court of Appeal agreed with the High Court that Southern Response had misrepresented the Dodds’ entitlements.

The Dodds’ case has opened the way to rectify thousands of similar Southern Response claims.

Southern Response now has Government approval to offer eligible policyholders their balance due. Anthony Harper can advise you on your entitlements from Southern Response.

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